As a successful professional, you may have reached a high point in your career, trying to balance the rewards of success with the demands of work, family, and planning for the future. While you may be focused on your profession, personal financial planning often takes a back seat, leaving questions about retirement, tax efficiency, and investments unanswered.
At this stage, time is precious. You may not have the desire or capacity to become an expert on your finances. That’s where we come in. We specialise in supporting high-achieving professionals by providing clear, practical financial advice tailored to your unique circumstances.
Your financial needs are constantly evolving, and so should your financial plan. We’ll work with you to develop a strategy that adapts as your career progresses, making sure your investments align with your goals. Whether you’re managing pensions from various jobs or ensuring your financial setup is tax-efficient, we’ll help you optimise your resources to minimise tax, maximise returns, and provide future flexibility.
You’ve worked hard for your success, and we believe you should enjoy the benefits of that hard work without paying more tax than necessary. We’ll ensure your wealth is structured efficiently, so you can focus on the future with confidence.
Planning for the Future:
For many professionals, the thought of retirement can feel distant and uncertain. However, it’s never too early to start planning. Whether you’re thinking about early retirement or simply making sure you’re on track for the future, we’ll help you develop a plan that secures the lifestyle you want in later years.
With longer life expectancies, it’s increasingly common for people to spend nearly as long in retirement as they did in the workforce. This makes it crucial to plan ahead, ensuring you have the financial resources to enjoy a long and comfortable retirement. Starting early reduces uncertainty and provides more control over your future.
Ongoing Support and Bespoke Advice:
A solid financial plan isn’t static. As your life and career evolve, your plan needs to adapt. We provide ongoing support, regularly reviewing and refining your strategy to keep you on track. Our bespoke advice ensures that your plan remains aligned with your personal and professional goals, giving you the confidence to navigate life’s changes.
We take care of the complex financial details, so you can focus on what matters most—your career, your family, and your future. With our expertise, you’ll have the peace of mind that your finances are secure, no matter what life throws your way.
Our first meeting with you is completely without obligation. We view this as a discovery meeting, where we explore your aspirations and understand how we might assist you in achieving your goals. This meeting typically lasts half an hour to an hour.
The aim of the meeting is two-fold:
To determine if you’re on track to meet your goals and objectives, your Financial Planner will need to gather detailed information about your current financial situation. You may also be asked to sign ‘letters of authority’ (LOA), allowing us to liaise directly with your existing product providers to obtain information that may not be available in your regular correspondence.
Before any chargeable work begins, we will arrange a brief follow-up meeting. The purpose of this meeting is to:
This follow-up meeting ensures that you feel comfortable with the advice being provided, understand the reasoning behind it, and have the opportunity to ask any questions before we proceed with a formal recommendation report.
At this meeting, your Financial Planner will present a detailed Financial Planning Report, outlining the reasons for their recommendations and how your financial plan will be implemented.
You will also receive illustrations, documentation, and a reconfirmation of the costs associated with both the initial and ongoing advice and services.
Your Financial Planner will take care of all the necessary paperwork to make you a client of ours and establish your financial plans.
If your plan involves existing arrangements, your Financial Planner will work on your behalf to liaise with third parties, ensuring there are no unnecessary delays in transferring your investments or pension.
Once your investments and pensions are in place, you will receive investment certificates by post. Going forward you will receive quarterly and annual statements of your investments and pensions. You can also access your Wealth Account via the SJP App.
We take pride in building long-term relationships with our clients. Ongoing advice is essential, as your needs and objectives are likely to evolve over time. The ongoing advice fee you pay grants you access to your Financial Planner throughout the year. If your circumstances change or you wish to discuss anything, you can contact your Financial Planner at no additional cost for ad-hoc meetings.
We will reach out to you annually to schedule your formal review meeting. It is important that you engage with your Financial Planner to ensure this crucial review is conducted.
VouchedFor is an independent service which allows individuals to review their financial advisers. Berkshire Financial Planning have been highly recommended by the people we work with.
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